May 20, 2013 By

Home Insurance lawsuits

Homeowner’s insurance coverage in event of a natural disaster is quickly becoming an important aspect to homeownership in the tri-state area. Most standard homeowners and commercial property policies do not cover flood losses. In order to get coverage flood damage, consumers must purchase a separate policy through the National Flood Insurance Program. Homeowners and business owners in high risk flood zone areas are required by law to purchase federal flood insurance if they have mortgages from a federally supported lender such as a bank. Without a mortgage, there is no bank requirement that the homeowner purchases flood insurance. When looking to blame an insurance agent for failure to warn homeowners about flood insurance, court cases look into the specific discussions that occur between the agent and the client. In New Jersey, courts have decided that policyholders can rely on their brokers’ knowledge in certain circumstance. In fact, they don’t even have to read their policy to be protected.
Read full article here.

Before buying a homeowner’s insurance policy, it is important to understand the way homeowner’s insurance works, identify the kind of policy and coverage you really need, and compare different policies to find the best values. New Jersey State law regarding homeowners insurance gives consumers the information they need to know about their policies. However, it is important to speak to an experienced attorney to get advice and guidance when your policy fails to provide coverage and fails to take into account what the policy covers.

Having problems with your home insurance plan? Get legal advice

The attorneys at Taylor & Boguski, in Mount Laurel, represent clients throughout New Jersey with personal injury and other legal problems in the counties of Cherry Hill, Mount Holly, Burlington, Pennsauken, Willingboro, Camden, Moorestown, Medford, Voorhees, Haddonfield, Marlton, Pemberton and other locations in Burlington County, Camden County, Gloucester County and Mercer County. Call 800-404-5299 or 856-234-2233 for a free consultation with a Personal Injury Attorney.

Filed Under: Personal Injury Tagged With:
May 20, 2013 By

What to do when handed a traffic ticket

The Bloomfield Municipal Court in Bloomfield, New Jersey has identified various scenarios and guidelines when an individual is given a traffic ticket. For example, if you have received a summons that was issued by a Police Officer or State Trooper and wish to contest the allegations, it is best to contact the Violations Bureau by phone or in writing before the date that appears on the Summons. In this communication, it is prudent to address that you wish to contest the Summons and enter a plea of “not guilty.” The first appearance after a “not guilty” plea is then scheduled in which a conference will take place with the Township Prosecutor. The Police Officer or Trooper may not be notified to appear on that date, and if a resolution is not determined then the matter will be sent for trial by the Court.

Another example includes when an individual is not satisfied when found guilty or pleading guilty of a traffic offense or criminal offense. If a person is not satisfied with the court’s finding or the sentence imposed then that person can appeal to the Superior Court of New Jersey. This is known as a “Trial De Novo” before a Superior Court Judge.
The court will refer to the transcript of the hearing that took place. The individual will need to pay for the cost of the transcript and file the correct forms provided by the Municipal Violations Bureau within twenty (20) days of the date of your conviction and/or sentence.

If a person fails to appear to a court appearance, fails to notify the Court of a new address, fails to pay a fine, or even fail to follow what is directed in a Summons then a court can order a Bench Warrant for your arrest, suspend your driver’s license and registration privileges, as well as even impose additional sanctions for noncompliance.
See more information here.

Need help getting out of a traffic ticket?

Learn about your rights with the help of attorneys at Taylor & Boguski in Mount Laurel, New Jersey. For more information and help with fighting your traffic ticket, contact us for a free attorney consultation at 800-404-5299 or 856-234-2233, or visit our Practice Areas page for more information about Taylor & Boguski.

Filed Under: Municipal Court Defense Tagged With:
May 20, 2013 By

Spouses being Equal after Divorce

It is often common for many men after a divorce to feel like they got the lesser end of the agreement in a divorce settlement. They also have to struggle to maintain their parenting rights with respect to their children. Courts tend to favor mothers to make a child’s life “less complicated,” or “less stressful.” Statistically, only 10% of fathers are awarded primary custody and 20% receive joint custody. As a result, the majority of primary custody holders are the mothers. Thus, the parent of primary residence (PPR) and parent of alternate residence (PAR) appear to be wherever the mother lives. Many believe this to be skewed, since it seems inappropriate to refer to either home as “primary,” and some people find it healthier to say that there are two homes for a child of divorce. Full article.

Some helpful child support links to help you in the even that you become a custodial parent are: US Department of Health & Human Services, Administration For Children & Families, and the New Jersey judiciary system for New Jersey Child Support Guidelines

Seeking more information about Child Support in Southern NJ

It is important to talk to experiences matrimonial attorneys with 65 years’ of combined legal experience. Our lawyers will protect your rights and help you find a solution to your legal challenge which is in your best interest. Contact an experienced family law lawyer at the law office of Taylor and Boguski, in Mount Laurel, New Jersey. Contact us online or by calling 800-404-5299 or 856-234-2233.

Filed Under: Divorce Tagged With:
April 29, 2013 By

Installation Dinner of Gary W. Boguski as the 87th President of the Camden County Bar Association

Please join us to celebrate the installation of Gary W. Boguski, a partner at Taylor and Boguski, LLC, as the 87th President of the Camden County Bar Association on May 31, 2013 at 6:00 p.m.

The Installation dinner will be held at the Trump National Golf Club, 500 West Branch Avenue, Pine Hill, New Jersey commencing with cocktails and hors d’oeuvres at 6:00 p.m. followed by the Installation Ceremony at 7:00 p.m. and dinner and dancing at 8:00 p.m.

If you are interested in joining the celebration please contact the Camden County Bar Association at (856) 482-0620 for information.

Filed Under: Press Release Tagged With:
April 29, 2013 By

Gary W. Boguski elected as president of South Jersey Legal Services Inc.

Gary W. Boguski, a partner at Taylor and Boguski, LLC, was elected as president of South Jersey Legal Services Inc. by the board on February 19, 2013.

South Jersey Legal Services Inc. is a non-profit organization created to provide quality legal representation and advocacy to low-income individuals. Mr. Boguski has served on the board for twenty-five years. His commitment to helping others is well known throughout the South Jersey legal community.

Filed Under: Press Release Tagged With:
April 18, 2013 By

Dina Manzo separation from husband calls to mind supervised parenting

Dina Manzo is the former “Real Housewives of New Jersey” star who recently announced her separation from her husband whom she was married to for 7 years, Tommy Manzo. The reality star was separated from Tommy since October 2012. Dina was previously married to George Hadjiapostoli. The former couple had a daughter together named Lexi who is now 17 years old. Dina Manzo had previously been on the television channel VH1 documenting her wedding on the show “My Big Fat Fabulous Wedding” in 2005.

Supervised parenting and child support are related in terms of children involved in a divorce. There are many wealthy couples who must deal with the concept of child support. The court will calculate the “basic child support obligation,” and the non-custodial parent’s pro rata share of the obligation. Unless the court finds that the non-custodial parent’s pro rata share of the “basic child support obligation” is unjust or inappropriate, after considering enumerated factors, it must order the non-custodial parent to pay his or her pro rata share of the obligation. The support obligation is calculated by “combined parental income” which is multiplied by the appropriate “child support percentage” as listed by statute, based on the number of children the couple has together. It is important to note that the Domestic Relations Law also states that a parent’s liability for the support of his or her children is limited to the age of 21. For more information, see this New Jersey Child Support Caluclator.

Is supervised parenting time good for you?

In finding fair and reasonable solutions in a divorce, one of the biggest issues to address is child custody and child welfare. Flexibility in negotiations should always be considered when children are involved, as priority to what is in their best interests should take precedence.

Contact us at the Law Office of Taylor & Boguski, to schedule a free initial consultation with an experienced New Jersey family law attorney. Contact our firm by calling 800-404-5299 or online.

Filed Under: Divorce Tagged With:
April 18, 2013 By

Common Mistakes when Filing a Workers’ Compensation Claim

If you or someone you know has been injured in a workplace accident, you may need financial help cover the cost of medical bills and lost wages. You may be entitled to financial benefits by filing a workers’ compensation claim. However, one can easily be denied these benefits if a mistake is made before or during the application process. Some of the most common mistakes people make with workers’ compensation claims include: Not filling out your application completely and correctly; Thinking your employer will file your workers’ compensation claim; Forgetting to tell your doctor that your injury occurred in an accident in the workplace. It is important to contact an experienced workers’ compensation lawyer to guide you through this process successfully. To learn more about filing a worker’s compensation claim, see the Department of Labor in New Jersey for information here.

Additionally, it is important to keep in mind that there is a two-year statute of limitations which applies to workers’ compensation cases. The statute begins to run from the date of injury or the date of last payment of compensation. The later date is the one which applies.

Need help filing your claim?

Contact a workers’ compensation and personal injury lawyer at Taylor & Boguski in Mount Laurel, New Jersey to help you understand your rights and file your claim. Our attorneys will be aggressive and work hard to pursue their client’s rights to sue for damages or to obtain lost wages. Contact us online or call 800-404-5299 or 856-234-2233 for a free consultation with our office. In your consultation, you will get your questions answered and your case will be evaluated.

Filed Under: Work - Related Injury, Workers Compensation Tagged With:
April 18, 2013 By

Police detective in N.J. State in accident and charged for drinking and driving

In Trenton, NJ, State Police Detective Sgt. 1st Class Joseph P. Brennan who is 43 years-old, was charged with drunk driving after a car crash. It was reported that he drove his car off a road in Chatham Borough. The car crashed through a concrete wall and ended up on a large rock. The officer had been drinking after playing the bagpipes at a private birthday party. He is a member of the Pipes and Drums of the Blue and Gold which is a nonprofit bagpipe band. When police asked him if he had been drinking, he mumbled the word no. Nonetheless, he was charged with driving while intoxicated, reckless driving and refusal to submit to a breath test. The detective was suspended without pay which will remain pending until the outcome of the charges. No one was injured in the accident. Coverage on this news can be found here and here.

If you or someone you know gets into an accident while working, you may be entitled to Workers’ Compensation benefits. Thus, if you were acting within the scope of your employment, such as accidents while running errands for a boss, accidents while delivering packages as part of your job duties, or accidents which occur on business trips, your could be eligible for compensation benefits. Injured persons can be covered for medical bills and lost wages. However, there is a ceiling on the compensation available for you. When serious injuries are involved, the negligent driver’s insurance policy or your own uninsured or underinsured insurance coverage will be able to provide additional coverage beyond the basic compensation amounts.

If you or someone you know have lost time from work because of a job related injury or an injury on the job which is a repetitive-stress injury you should speak to someone bout your rights to receive workers’ compensation benefits. Learn about your rights and discuss issues of liability with the experienced personal injury lawyers at Taylor & Boguski in Mount Laurel, New Jersey. Call 800-404-5299 or 856-234-2233 for a free of charge consultation with a Workers Compensation and Personal Injury Attorney.

Filed Under: Car Accident Attorneys, Personal Injury Tagged With:
February 25, 2013 By

TBI and Psychiatric Disorders – New Jersey Personal Injury

Traumatic brain injury and psychiatric disorders are common in people who have been injured in car accidents, construction site accidents, workplace accidents, and other types of accidents. Despite the frequency of this type of brain injury, a closed head trauma can be challenging to diagnose, at least initially.

Many people who have been involved in crashes that have involved a blow to the head often seem perfectly normal after the crash, especially if the injury has not penetrated the skull. However, inside the skull, the brain is telling a different story.

TBI Inside the Brain

What’s happening inside the brain may be swelling of the brain, bruising of brain tissue, and internal bleeding inside the brain, brain lacerations, or nerve damage. While about two-thirds of the nearly 1.7 million individuals in the U.S. who suffer from a TBI each year do recover, some 125,000 victims experience permanent brain damage.

Personality Changes and TBI – Psychiatric Problems

People who have suffered TBI may not notice their own changes, but their loved ones will. They may begin to act out of character, sometimes alarmingly, heartbreakingly so. Symptoms can include:

  • Poorer social functioning
  • Depression, sometimes severe depression
  • Bipolar disorder
  • Dramatic shift in sexual functioning
  • Decrease in ability to concentrate or to be satisfied
  • Memory problems
  • Extreme emotions
  • Obsessive compulsive disorder
  • Anger management issues

Examples include a person who is normally responsible and very controlled in his behavior may become obnoxious, impulsive, and irresponsible. A married woman who has always been loyal to her mate may become sexually promiscuous. Another person may become very emotional where before he was generally calm and centered. A heretofore well-balanced person may experience depression.

TBI Statistics

In the U.S. 50,000 people die each year from TBI, with 235,000 being hospitalized, and 1.1 accident victims being treated and released from emergency rooms each year.

If you or a loved one has suffered a closed or open head injury as a result of a car crash or other accident that was not your fault, you might have a legal basis to recover compensation that can pay for your treatment, and damages related to pain and suffering.

See a Lawyer Who Helps the Injured: 800-404-5299 or 856-234-2233

Discuss your concerns and learn your rights by scheduling a free, private consultation with an experienced attorney at the southern New Jersey law firm of Taylor and Boguski, in Mount Laurel, NJ. Our practice is focused on helping the injured. In particular, we have extensive experience working with clients who have suffered traumatic brain injury. Please call 800-404-5299 or 856-234-2233 or contact us online.

Filed Under: Construction Accidents, Personal Injury Tagged With: , ,
February 25, 2013 By

Repetitive Stress & Cervical Radiculopathy

Shooting upper back or neck nerve pain and appendage numbness may be a symptom of cervical radiculopathy. This type of nerve damage can occur due to work-related repetitive heavy lifting, keyboarding, or other types of repetitive movements on the job, or the sudden impact of a car crash.

When nerve function along the upper seven vertebra in the upper spine and neck are injured to the point of severe pain, numbness, muscle weakness, or other problems, a person may be experiencing cervical radiculopathy. If you are dealing with this type of injury that has happened due to repetitive motion on the job, workers’ compensation may pay for your medical treatment and your lost wages for the time that you could not work due to the injury.

Cervical radiculopathy means that there is an impingement or compression of a person’s nerve or nerves in the neck and upper back area. Sometimes an injury like this happens when the cushiony disk that separates each person’s vertebrae is ruptured or in some other way has been compromised as a protector. Nerve roots may then be compressed, causing damage.

A hallmark of cervical radiculopathy is pain, sometimes shooting or burning that can spread throughout the afflicted area. Other signs of cervical radiculopathy may or may not include a feeling of numbness or tingling in hands or fingers, a sensation of hot or cold in the afflicted part of the body, weak muscles, including the neck, shoulders, upper back and chest, and arms, and problems with coordination.
The reason for the numbness of lack of sensation is that when the nerve is pinched, it cannot work effectively and the arms or shoulders that are in the area will then have less feeling.

Treatment for Cervical Radiculopathy Pain

There are many ways to treat this type of nerve damage pain. These include:

  • Physical therapy
  • Steroid injection
  • Cervical fusion

Call 800-404-5299 or 856-234-2233 for a Free Consultation with a Workers Compensation and Personal Injury Attorney – New Jersey

If you have lost time from work due to a job-related repetitive stress injury or cervical radiculopathy, you have a right to workers’ compensation. Learn more about your rights and issues of liability by speaking with a workers’ compensation and personal injury lawyer at Taylor & Boguski in Mount Laurel, New Jersey. We offer a free, private consultation where you can get your questions answered and your case will be evaluated.

Filed Under: Personal Injury, Work - Related Injury, Workers Compensation Tagged With: , ,
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